I help military members and first-time homebuyers get approved—even when other lenders have said "no." Let's find a way to make your homeownership dream happen.
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Most mortgage bankers focus on rates. I focus on finding solutions that others miss. Whether you're military, a first-time buyer, or have a unique financial situation, I'll fight to get you approved.
Deep expertise in VA loans and military member benefits. I understand the unique challenges service members face.
I simplify the complex process and guide you every step of the way—from pre-approval to keys in hand.
Been denied elsewhere? I specialize in non-traditional situations and finding creative financing solutions.
You're not just a file number. I provide personalized service and stay with you through closing and beyond.
No surprises at closing. I ensure you understand every step and have complete confidence in your decision.
Licensed in NC, SC, FL, GA, and VA—serving military families wherever their duty takes them.
A clear, straightforward path from our first conversation to the day you get your keys
We'll have a friendly conversation about your goals, timeline, and what you're looking for in a home.
5-10 minutesI'll review your situation and help you understand which loan programs you qualify for and what makes sense.
1-2 daysComplete your application, submit documents, and I'll work to get you approved quickly and with confidence.
2-3 weeksWalk into closing with 100% confidence knowing exactly what to expect. Then get the keys to your new home!
30-45 days totalGet answers to the questions most homebuyers ask
This is my specialty. I work with many clients who have credit challenges or have been turned down by other lenders. Every situation is unique, and there are often programs and solutions that others overlook. Let's discuss your specific situation and see what options are available to you.
It depends on your situation and the program you qualify for. VA loans can require $0 down. First-time buyer programs may require as little as 3%. During our consultation, I'll review what programs you're eligible for and what your down payment options are.
VA loans are incredible benefits that often require no down payment and have competitive rates. I specialize in helping active duty, veterans, and eligible surviving spouses navigate the VA loan process. I also know the unique challenges military families face with PCS moves and can help coordinate across state lines.
From application to closing typically takes 30-45 days, though every situation is different. I'll give you a clear timeline during our consultation and keep you updated throughout the process so there are no surprises.
Absolutely not. Our initial consultation is completely free with no obligation. This is your chance to ask questions, understand your options, and see if working together is the right fit. No pressure—just honest guidance.
Most lenders focus on cookie-cutter deals and competitive rates. I focus on relationships and solutions. I specialize in helping people with unique situations—those who've been told "no" elsewhere. My clients aren't just numbers; they're people I'm committed to helping achieve their dream of homeownership.
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I started my mortgage career in 2012 with one goal: to help people achieve their dream of homeownership, especially those who face challenges others won't take the time to solve.
What I've learned over the years is that every client's situation is unique. There's no "one-size-fits-all" approach to home financing. That's why I listen closely to understand your needs, goals, and concerns before we explore your options together.
I specialize in working with military members and first-time homebuyers—two groups that are often underserved or misunderstood by the mortgage industry. Whether you're active duty military navigating a PCS move or a first-time buyer feeling overwhelmed by the process, I'm here to guide you.
My promise to you is simple: I'll work tirelessly to find a solution, keep you informed every step of the way, and ensure you walk into closing with 100% confidence. No surprises, no confusion—just clear guidance and a commitment to your success.
At the end of the day, I want to celebrate your new home with you. That's what drives me.
Every homebuyer's situation is unique. Call now for a friendly conversation about your goals, and I'll help you understand what's possible—no pressure, just honest guidance.
We'll ask a few simple questions about your situation to see how we can help.
We'll discuss available programs and what makes sense for your goals.
If you're a good fit, we'll book a time for you to meet with Ryan personally.
Average call time: 5-7 minutes
Our team is standing by to help you take the first step toward homeownership.
Available Monday-Friday, 9am-6pm EST | Saturday 10am-2pm EST